At Xtreme business solutions, we help individuals repair and rebuild their credit. This includes customizing letters and challenging inaccurate derogatory items on your credit reports. The 3 main credit bureaus are TransUnion, Experian, and Equifax. We want to make sure our clients are not being taken advantage of when it comes to their credit report and credit score. Of course, times get hard and things change. It does not mean you can't fix the situation.